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Independence referendum: Top economists spell out 13 ways a Yes vote will hit us in the pocketTHIRTEEN experts have written a joint letter to the Daily Record explaining exactly why they fear Scotland will not be richer or fairer after a vote for independence. Share08:25, 15 SEP 2014Updated14:50, 15 SEP 2014Get daily updates directly to your inbox+ SubscribeThank you for subscribing!Could not subscribe, try again laterInvalid EmailA BAKER’S dozen of top economists have listed 13 reasons why the people of Scotland will be worse off if there is a Yes vote.Academics from universities across the country joined forces to spell out why they believe independence would be a “big mistake”.The 13 experts include the heads of economics at Edinburgh and Glasgow universities.They warn a Yes vote would require more austerity and harsher cuts than those planned by the Westminster government a threat that would see the poor bear the brunt.In a joint letter issued to the Daily Record, the economists say: “Our main contention is that Scotland is unlikely to be richer and fairer if there is a Yes vote in the referendum.”The irony is that within the Union, Scotland has a higher level of income per person than the UK.”The academics add: “When we add up these 13 reasons not to vote for independence, we are extremely concerned that to do otherwise would be to gamble with the economic prospects of the present generation.”As experienced and respected economists, we would urge you to vote No on September 18.”Get all the latest independence referendum news right here.The warning came after a leading think tank claimed Alex Salmond has severely underestimated the economic risks of independence.The right wing Centre for Policy Studies said a breakaway Scotland would face three major risks oil, finance and pensions.Their report claimed the North Sea revenue for Scotland would continue to fall from in 2011 12, to only in 2013 14 and to in 2016 17. The final figure is less than the predicted by the Yes campaign.The study also said that transferring a large proportion of the nation’s finance sector would leave revenues, excluding North Sea oil, of in 2016 17 about lower than the forecast by nationalists.The announcements by RBS, Lloyds, Clydesdale and Standard Life last week that they may move some of their operations to England if there is a vote for independence has shown this outcome is”probable”, the report added.CPS, which were co founded by Margaret Thatcher, said the impact is estimated at inQueen urges Scots to “think carefully”.

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